The fund is exclusively available to active Intelli-Cash users. By using our platform, you build a verifiable transaction history. We use this data to pre-qualify and rate groups for funding. To apply, your group must be actively using Intelli-Cash for several cycles. You can then apply directly through the "Funding" section of your account.

Yes. Intelli-Cash uses a multi-tenant architecture, meaning it can effortlessly scale from a single small Chama to a large SACCO or a network of hundreds of VSLAs. Each group's data is kept separate and secure, but can be overseen by a central organization.

Data security is our top priority. We protect your information with: 1. Bank-grade encryption for all data transmissions. 2. Secure cloud servers with regular backups. 3. Role-based access, so members only see their own data, and administrators have controlled access. 4. Full compliance with Kenya's Data Protection Act (2019). We never sell your data.

Yes, this is a core feature. Intelli-Cash has built-in, secure API integrations with: 1. M-Pesa (for Kenya) 2. KCB BUNI (for Kenya) This allows for direct mobile money transactions, making collections and disbursements faster and more secure.

Transactions are recorded digitally in the platform. For physical cash collection, a treasurer can record the amounts received. Crucially, Intelli-Cash integrates with M-Pesa and KCB BUNI, allowing for seamless digital deposits and withdrawals directly through the system, reducing the risk of handling physical cash.

Yes! Each member gets secure access to their own dashboard. They can view their: 1. Current savings balance. 2. Outstanding loans and repayment schedule. 3. Transaction history. 4. Group performance summaries.

The platform is built for the unique structure of African savings groups. You can easily manage: 1. Savings/Shares: Track individual member contributions. 2. Loan Fund: Manage all member loan activity. 3. Social Fund: Track emergency withdrawals or welfare contributions separately. 4. External Funds: Manage capital from partners, like our Farmers Revolving Fund.

Absolutely. Intelli-Cash automates the entire loan lifecycle. You can: 1. Approve and disburse loans to members. 2. Set custom interest rates and repayment schedules. 3. Automatically calculate and track repayments, including penalties for late payments. 4. Generate detailed loan statements for each member.

Getting started is simple: 1. Visit our website and sign up your group. https://intellicash.africa/ 2. Onboard your members by adding their names and phone numbers. 3. Set your group's parameters (share price, meeting frequency, interest rates). 4. Start transacting! Use the platform to record contributions, disburse loans, and track repayments. Our system will handle all the calculations for you.

Intelli-Cash is a digital financial management platform designed specifically for African community groups like Village Savings and Loan Associations (VSLAs), Chamas, and agricultural cooperatives. It transforms your traditional group operations by digitizing savings, loans, social funds, and reporting, all while integrating seamlessly with mobile money for easy transactions.